Get a medium fire going. You don’t want it too hot, or it will burn the outside of the bannock before cooking it through.
In a large bowl, mix together flour, cheese, baking powder, and salt. Set aside.
Measure oil into a large nonstick pan or cast iron skillet. Add the chopped jalapenos, cook over a medium fire until peppers are tender and oil is infused. Remove from heat.
Add oil, peppers, and water to the dry mixture, stir well to combine.
Knead lightly to smooth the dough out a little - don’t overwork it, or it will turn out dense. (I like to use gloves, but oiling the hands works well, too!)
Without bothering to wash it out first, add a bit more oil to the pan and heat it up over the medium fire.
Divide the dough into 4 roughly equal pieces, place a few in the heated pan. Let it sit for a few seconds, then flip each piece and flatten out with a spatula - you want it about 1 inch thick.
Cover and cook until the underside is golden brown. Flip and continue cooking until the second side is also golden brown.
Note: if it’s cooking too fast on the outside, cover the pan and remove it from the heat for a few minutes - the trapped heat will let it keep cooking.
Serve warm, with butter.... or drizzled with honey .